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Most trainers will agree that having insurance is a good idea. Although most of us hope we never have to deal with a claim, it is better to err on the side of caution than to go without. Unfortunately, accidents can and do occur, and usually when least expected. Therefore it is typically a good idea to make sure you cover yourself for the exposures unique to your individual business. As each trainer may be a little different from the next, it is important to learn your individual exposures to risk and to close the gaps to your comfort level.

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As a Professional Pet Service Provider, be it a Dog Trainer, Pet Groomer, Pet Sitter/Dog Walker or Pet Boarding Facility, you are likely aware of the need to carry general liability insurance to protect yourself and your business against lawsuits alleging bodily injury or property damage to others, including your clients and the dogs in your care/classes. But what about those injuries that you, your employees, or your subcontractors incur while on the job? 

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In today's litigious society, if you are a pet service professional, be it a dog trainer or behaviorist/consultant, dog walker/pet sitter, pet groomer, or operate a daycare/boarding facility, you likley understand the need for liability insurance to protect you/your business. General Liability Insurance covers you and your business against bodily injury or property damage claims to a third party, caused by your negligence. For example, if a dog in your care were to bite someone (other than you or your employees), or a client or prospective client were to slip, trip or fall in your entrance way, or in a training class. But what if you cause injury to a pet in your care, or a pet injures itself while in your care, without any negligence on your part?

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When Hurricane Katrina touched down in 2005, humans were not the only species affected by its destruction. And because emergency relief agencies were not in the business of saving pets, nearly half a million animals were left behind, devastating many owners and causing public outrage on their behalf. Passed in 2006 as a direct result of Hurricane Katrina, the Pet Evacuation and Transportation Act now requires state and local agencies to consider pets and service animals in their emergency preparedness plans. While most of us won't experience a disaster like Hurricane Katrina in our lifetimes, it's still up to us to consider our beloved companion animals when planning for emergencies, big and small. Here are a few things you can do:
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